Spring is in the air!

Welcome to our latest newsletter, where we look at why having the right financial role models can help create more positive emotions about your finances. We have provided a list of five key areas to consider when you're thinking about the best way to invest your super.

Learn about some important things you should know before embarking on the division of assets during a divorce. And, don't get caught out by a common sharemarket trap. Read our article to find out more.

Are you addicted to your phone? Check out the tips to help you kick your smartphone addiction.

To arrange a review or to speak to one of our team, please contact this office on 02 4342 1888 or peter@clientcomm.com.au.

Regards,
Your Team

The power of financial role models

Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence.

Five ingredients of a great super fund

If you stay with the default super fund provided by your employer there’s a chance you’ll miss out on thousands in super. Here are five things to look for in a super fund that could boost your super savings.

When going through a divorce or separation, one of your first tasks will be to divide up what you own together. This is called the ‘division of shared assets’, and can be a challenging process.

Avoid the most common sharemarket trap

Perhaps the most common trap for share investors is to concentrate too much on the daily movements in share prices.

Are You Addicted to Your Phone?

Keeping connected is paramount in today’s digital society, but is our inconsumable obsession with our smartphones taking a toll on our inner health?

As an export and service economy, Australia is dependent on a prosperous global economy. Here are the main 2018 flashpoints we need to keep watching.

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<Adviser Name(s)>, <Name of company if Corporate Authorised Representative, Pty. Ltd. if applicable, otherwise name of individual> <trading as, if applicable> is an/are Authorised Representative(s) of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

PO Box 3130, Umina Beach , NSW 2257
02 4342 1888

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