Welcome to our latest newsletter

In our latest newsletter we bust the $1 million retirement myth and provide a guide on how much you really need to have an adequate retirement income. Continuing with this theme we look at how investment markets, super balance and lifestyle impact how much you can afford to spend in retirement.

Before you downsize your home there are a number of practical and emotional factors to consider which we outline in this newsletter. We also outline some of the issues that SMSF members should be thinking about in preparation for retirement.

We finish our latest newsletter off with a reminder about the positive benefits different foods can have on our mood.

If you would like more information on any of the articles below, please contact this office on 02 4342 1888 or peter@clientcomm.com.au.

Regards,

Your Team

Busting the $1 million retirement myth

It’s often been mentioned that $1 million or more in superannuation savings is needed to live a comfortable retirement. This is a daunting figure for most of us and, unsurprisingly, has many Australians concerned about the kind of retirement lifestyle they have to look forward to.

How much you can afford to spend in retirement is determined by a number of different factors including investment markets, your super balance and lifestyle. But is there more you can do to help yourself have a better retirement? Read more >>

Should you downsize?

There are many financial, practical and emotional factors to consider before downsizing your home.

Is your SMSF retirement-ready?

A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase.

Top 7 Foods That Boost Serotonin

Serotonin, also known as 5-HT, is a neurotransmitter released by the pineal gland of the brain. However, it has an effect on the entire body. Serotonin is best known for its positive effect on mood.

<Adviser Name(s)>, <Name of company if Corporate Authorised Representative, Pty. Ltd. if applicable, otherwise name of individual> <trading as, if applicable> is an/are Authorised Representative(s) of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

PO Box 3130, Umina Beach , NSW 2257
02 4342 1888

Unsubscribe